RBI Draft Lending Rate Rules 2027: What Floating-Loan Borrowers Should Know
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Important update: The Reserve Bank of India (RBI) has proposed a new framework for how regulated lenders determine and disclose loan interest rates. These are draft guidelines, not current law. Public comments are invited until 11 September 2026, and the…
RBI Loan Recovery Rules 2027: Phone Locks, Calls and Borrower Rights
Updated 12 August 2026: The Reserve Bank of India’s revised recovery-conduct framework is drawing attention because it addresses how lenders and recovery agents may contact borrowers—and when device-locking technology may not be used as a collection…